Necessity of Having a Reliable Car Insurance
By Leo Chu
Tom got up and got ready for work just like every other day. He had his breakfast and prepared for work. He got into his car and started to drive to work. He took his usual route and his was going his usual speed. Suddenly, a dog runs across the street. He swerved just a little bit but he doesn”t avoid the SUV that was crossing the intersection. Tom gets up and he’’s in a hospital bed. He suffered multiple injuries including a fractured collar bone, a major concussion and a few other bumps and bruises. Tom’’s car was also totaled. His medical bills are enormous, repairs to his car are just as expensive, his license has been suspended and he’’s also being sued by the driver of the SUV for reckless driving.
Tom wakes up the next day, he’’s broke (or worse, in debt), injured and his livelihood (he can”t drive to work) and his house (he can”t pay his bills) is in jeopardy. Also, he might go to jail for failure to pay damages and not having car insurance. If only Tom had car insurance.
Tom’’s story is fictional but many similar and true stories happen all over the world, everyday. It’’s a pretty grim picture but it could have all been prevented by a simple purchase of car insurance. Things like vehicular accidents can happen anytime and can occur just as fast. In most cases, the accidents just cause damage to the vehicles, some cause major injury but in the worst cases, the accidents cause fatalities. Even then, along with the horrible tragedy of losing a loved one, his family is now stuck with his debts and there are payments and bills for funeral services, and other arrangements. The ramifications of that one isolated incident carry far beyond your own life but also to your family and loved ones.
There are just too many reasons to have car insurance. It covers so many bases and carries so many advantages. It provides you with protection and cushions you from any incident involving your vehicle for the rest of your life. Even if you”re the best driver on the road, you cannot discount the other countless other drivers with you. It can happen to anyone and as fast as a blink of an eye. It may not seem worth it, but in the end, getting car insurance will be the best choice you”ve made about your car. Just ask Tom.
About The Author
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