The Financial Benefits Of Short Term Car Insurance And Car Use
By Dominic Donaldson
It can sometimes seem like everything is stacked against the UK car user. Every time we turn on the TV or pick up a newspaper there are stories of tax rises on petrol and road tax, reports of oil prices only seem to go one way and every major city in the country is considering introducing congestion charges. Driving a car is no longer the glamorous and liberating experience it once was. But there are alternatives and ways to reclaim the car for yourself without breaking the bank.
Many people now commute to work and of those that don”t the majority live close by to where they are employed. For many driving to work is just something that they do because they always have. However more and more people are waking up to the fact that they do not necessarily need their cars 24 hours a day and there are times when they could be making other arrangements.
In light of the recent economic downturn many people have been forced into re-evaluating their outgoings and adjust their lives accordingly. The car is one of the biggest outgoings in any person’’s life but is its place as probably your second biggest annual expense behind a mortgage justified. The fact that it is so convenient to have a car on stand by all the time doesn”t automatically equate to money well spent.
Many people are turning to public transport as a way of getting to work. It can not only be financially beneficial also takes the stress out of many long and difficult car journeys. The decision to drive to work used to be based on the fact that it would save time but increasingly a journey to work involves sitting in a car for long periods in a traffic jam. Choosing to spend that same amount of time on public transport means that you can sit and do other things instead.
But giving up the car and turning to public transport is all very well when it comes to journeying to work but what about the rest of the time? Most of us could, if we put our mind to it, cope without a car during the weekend. If we also factor in that we have money in a pot that would have been spent on car insurance, petrol, road tax and the vehicle itself then paying for taxi’’s and other forms of public transport at the weekend makes complete sense.
In fact the only time we genuinely need a car is for those times when we are away from home for long periods; holidays! As we usually know well in advance when these will be its not a big job to ensure that arrangement are made to get some sort of transport. The whole process doesn”t have to be difficult at all. There are hire car companies or you can make alternative arrangement to get a vehicle from friends or family and there are even companies that can supply short term car insurance for such occasions.
Short term car insurance can be purchased for periods of between 1 and 28 days. The idea was originally intended to provide a quick solution to businesses and in particular the motor trade but has expanded as people look on temporary car use as an attractive proposition. The short term car insurance package gets rid of the need for certificates to be updated or amended and helps speed the whole process up.
So as more and more draconian laws and excessive taxes are produced that are aimed solely at the motorist it is possible that this form of motoring together with short term car insurance deals will continue to grow in poularity.
About The Author
Dominic Donaldson is an expert in the car insurance industry.
Find out more about short term car insurance at http://www.dayinsure.com